A Retirement Plan That Actually Covers Everything
Social Security, savings, annuities, life insurance, Medicare, taxes. Retirement has a lot of moving parts and most people are managing them separately with no one looking at the full picture. Max changes that.
100% Free Consultation • Independent & Unbiased
Most People Arrive at Retirement Without a Coordinated Plan
Most people don't like to think about it. But the reality is that end-of-life expenses -- funeral costs, burial, outstanding medical bills, and other final debts -- can land on your family at the worst possible moment. Final expense insurance is a small, permanent life insurance policy designed specifically to cover those costs so your loved ones aren't left scrambling.
Max shops coverage across top carriers and finds a policy that fits your budget and gets you approved quickly -- often with no medical exam required.
Every Piece of Your Retirement, Coordinated
Retirement Income Planning
How much will you have coming in each month? Max maps out every income source, Social Security, pensions, annuities, and investments, and shows you exactly what your retirement paycheck looks like.
Social Security Strategy
When you claim Social Security can mean tens of thousands of dollars over your lifetime. Max helps you identify the claiming strategy that maximizes your benefit based on your situation.
Savings and Asset Review
What do you have, where is it, and is it working as hard as it should be? Max reviews your full asset picture and identifies opportunities to improve growth, reduce risk, or increase efficiency.
Tax Planning in Retirement
Taxes don't stop in retirement. Max looks at how your withdrawals, income sources, and accounts interact from a tax perspective and helps you keep more of what you've saved.
Protection and Insurance Review
A retirement plan without protection isn't complete. Max makes sure your income, health, and legacy are covered so one unexpected event doesn't derail everything you've built.
Legacy and Estate Considerations
What do you want to leave behind and for whom? Max helps you think through beneficiary designations, wealth transfer strategies, and how your assets pass to the next generation.
Who Max Helps With Retirement Planning
5 to 10 years from retirement
This is the most important window for getting your plan right. Max helps you make the best decisions now so you arrive at retirement on solid footing.
Lots of pieces but no coordination
401(k), IRA, Social Security, a pension, some savings. If no one has ever pulled it all together for you, that's the first thing Max does.
Already retired but winging it
Retirement without a written plan is a risk most people don't realize they're taking. Max can build one around where you are right now.
Worried about running out of money
It's the most common fear in retirement and a legitimate one. Max builds your plan around making sure your income lasts as long as you do.
Going through a major life transition
Divorce, the death of a spouse, selling a business, an inheritance. Big financial changes require a fresh look at the whole picture.
Why Work With Max on Retirement Planning?
He looks at the whole picture
Most financial professionals specialize in one product or one area. Max coordinates across Medicare, insurance, annuities, Social Security, and savings so nothing falls through the cracks.
A real plan, not a sales pitch
Max's process is built around two appointments. The first is all about understanding your situation. The second is where he presents your options clearly with no pressure to decide on the spot.
Plain English, always
Retirement planning has a lot of moving parts but Max explains everything clearly so you understand every decision you're making and why.
How It Works
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Book your free retirement review
Max learns your full picture
Max builds your custom plan
Your plan is presented clearly
Phone, Zoom, or in person. Max confirms your time within one business day, usually same day.
Your first appointment is all about you. Max asks about your savings, income sources, goals, concerns, and timeline. No paperwork, no pressure, just an honest conversation.
Between appointments Max pulls everything together, runs the numbers, and builds a retirement strategy specifically around your life.
Max comes back with your full plan laid out clearly. Income projections, coverage gaps, recommendations, and next steps. You ask every question and decide what's right for you.
What People Say About Working With Max
★★★★★
Max designed our retirement plan from start to finish he made the entire process simple what a blessing. He helped us choose our Medicare advantage plans and then we developed our ideal roadmap into retirement! He made the confusing annuities simple as pie! I’d recommend him to everyone!
Catherine
F
Maine
CF
"Max's service has been exemplary. He is very knowlegeable of all of the plans and helped me find the plan most suitable to my needs. If necessary, he will research my question, make calls, and get back to me within the same day with the answer. I highly recommend Max and his firm."
BS
Brian
Starr
Massachusetts
★★★★★
★★★★★
Max is a well-rounded financial professional who you can trust with your future and finances. He is empathetic and understands retirement planning in a way that he makes digestible, approachable, and puts you at ease.
NM
Nat
Mullen
Florida